BitGo Is Built for Exchanges. You're Managing a Treasury.

Different security models, both institutional-grade. BitGo is an OCC-regulated national trust bank with $250M insurance and SOC certifications—the gold standard for qualified custody. Tholos uses DKLs23 MPC with CCSS Level 3 certification and self-custodial key management. If you need a regulated custodian (e.g., for an ETF or as a registered investment adviser), BitGo is purpose-built for that. If you want your team to control the keys with institutional-grade policy controls, Tholos is purpose-built for that.

Multi-sig requires multiple on-chain signatures, which means higher gas fees and chain-specific wallet implementations. MPC creates a single signature from distributed key shares—same security guarantee (no single point of failure), lower transaction fees, and a consistent experience across all chains. MPC also eliminates seed phrases entirely, since key shares are generated and stored on each signer's device.

Yes. Create your Tholos vault (takes about 15 minutes), then transfer assets from your BitGo wallets to your new Tholos vault addresses. Since both platforms support major chains, most teams complete migration in a single day. Our team can help coordinate larger migrations.

Tholos supports 30+ chains and all tokens on every supported chain—there's no asset gating. BitGo supports 50+ chains with 1,550+ listed assets. The main difference is chain coverage, not token coverage. If your treasury assets live on chains Tholos supports (Ethereum, Bitcoin, Solana, Cosmos, Arbitrum, Base, Optimism, and more), you'll have access to every token on those chains. Check our supported chains page to confirm your specific needs.

Most funds, DAOs, and crypto-native companies don't. Qualified custody is typically required for regulated entities like banks, ETF issuers, and registered investment advisers managing client assets. If your compliance team or LPs haven't specifically required it, self-custody gives you direct control over your keys at a lower cost—while still providing institutional-grade policy controls and security.

BitGo's insurance covers assets held in their qualified custody, where they hold the keys. Tholos is self-custodial—you control the keys, so traditional custodial insurance doesn't apply in the same way. Many Tholos customers use their own commercial crime or specie insurance policies to cover self-custodied assets. The tradeoff is straightforward: custodial insurance vs. direct control over your keys.