Fiat On/Off Ramp
Learn about Tholos' fiat on/off-ramp integration for seamless crypto-fiat conversions.
Tholos has integrated Sphere as its fiat on/off-ramp provider, enabling eligible business users to move between fiat and crypto seamlessly. This integration supports business accounts operating in USD and EUR, and currently enables transfers via wire and ACH.
Overview
- Provider: Sphere
- Account Type: Business accounts only
- Supported Fiat Currencies: USD, EUR
- Supported Digital Asset: USDC
- Supported Blockchains: Ethereum, Solana, Base
- Upcoming Support: USDT (on Tron)
Limits
| Method | Direction | Limit |
|---|---|---|
| Wire Transfer | On/Off | Up to $20,000,000 |
| ACH Transfer | Onramp | Up to $1,000,000 |
| ACH Transfer | Offramp | Up to $100,000 |
Accessing Fiat On/Off Ramp via Tholos
To begin using the fiat on/off-ramp:
- Navigate to the Tholos dashboard and select “Bank Transfer”.
- Complete the onboarding and verification process with Sphere.
- Once KYC is approved, you will be able to initiate transfers directly within the Tholos interface.
KYC and Onboarding
- Typical KYC Timeline: 1-3 business days
- Sphere requires full business verification (including corporate documents, beneficial ownership, and authorized signatory ID).
- Once verified, your Tholos account will be enabled for fiat transactions.
Notes
- Fiat transactions are subject to Sphere’s compliance checks and may vary depending on jurisdiction.
- All limits are subject to review and may be adjusted for high-volume clients upon request.
Compliance
All fiat movements are subject to Sphere’s KYC/AML standards. Users must maintain a compliant business profile to retain access to on/off-ramp features.